Privacy policy

PRIVACY POLICY Effective Date: October 1, 2026 Expense Book: Budget Tracker Developer: Illakiyaselvan Package Name: com.plumbs.expensebook Contact Email: Plumbssoftware@gmail.com Thank you for using Expense Book: Budget Tracker. Your privacy is important to us. This Privacy Policy explains how Expense Book: Budget Tracker handles information when you use the application. 1. INFORMATION WE COLLECT Expense Book: Budget Tracker does not require you to create an account or provide personal information such as your name, phone number, address, or email address to use the core features of the app. The financial information that you enter into the app, such as income, expenses, categories, notes, budgets, reminders, and recurring expenses, is stored locally on your device. We do not collect or store your financial records on our own servers. 2. LOCAL DATA STORAGE The financial information you enter into the app is stored locally on your device. This may include: • Income records • Expense records • Categories • Notes • Budget information • Payment reminders • Recurring expense information • App settings This information is not transmitted to the developer's servers. If you choose to export or save a PDF or other file using an available feature, the resulting file is saved according to the options and storage facilities provided by your device. 3. ADVERTISING Expense Book: Budget Tracker uses Google AdMob to display banner advertisements. Because advertising is provided by a third-party advertising service, Google Mobile Ads SDK may collect and process certain information such as advertising identifiers, device information, app interaction information, diagnostics, IP address, and other information as described by Google. This information may be used for purposes including advertising delivery, advertising measurement, analytics, fraud prevention, and improving advertising services, depending on Google's applicable policies and the advertising configuration. The developer does not use your income, expenses, notes, budgets, reminders, or other financial records for advertising purposes. For more information about Google's data practices, please review Google's privacy information and Google Mobile Ads documentation. 4. INTERNET CONNECTION The core financial features of the app are designed to work offline. An internet connection may be required for third-party services such as displaying advertisements. If an internet connection is unavailable, core features that operate locally may continue to work, while advertisements or other online services may not be available. 5. DATA SHARING We do not sell, rent, or share your personal or financial information with third parties. However, third-party services integrated into the application, such as Google AdMob, may independently collect and process information as necessary to provide advertising and related services. Such third-party data handling is governed by the respective third party's privacy policies and terms. 6. PERMISSIONS Expense Book: Budget Tracker does not require access to sensitive personal information to provide its core financial tracking features. If the app requests device permissions for a specific feature, such as saving or exporting files, those permissions are used only for the functionality for which they are requested. The app does not use permissions to collect your financial records for transmission to the developer. 7. DATA SECURITY Your financial records are stored locally on your device and are not stored on the developer's servers. You are responsible for maintaining the security of your device and any files that you export or save from the application. Third-party services such as Google AdMob may process information according to their own security and privacy practices. 8. DATA DELETION Because your financial records are stored locally on your device, you can delete them using the available app features or by clearing the app's data/uninstalling the application, subject to your device's operating system behavior. Any exported files must be deleted separately from your device if you no longer want to keep them. 9. CHILDREN'S PRIVACY Expense Book: Budget Tracker is not specifically directed toward children. We do not knowingly collect personal information directly from children. Advertising services used in the app may have their own requirements and protections relating to children and age-restricted users. 10. THIRD-PARTY SERVICES The application uses Google AdMob for displaying advertisements. 11. CHANGES TO THIS PRIVACY POLICY We may update this Privacy Policy from time to time to reflect changes to the application, advertising services, legal requirements, or our data practices. When changes are made, the updated Privacy Policy will be published with a revised Effective Date. 12. CONTACT US If you have any questions or concerns about this Privacy Policy, please contact us: Developer: Illakiyaselvan Email: Plumbssoftware@gmail.com App Name: Expense Book: Budget Tracker Package Name: com.plumbs.expensebook